Latest ICICI Bank FD Rates:
ICICI Bank’s revised interest rates on fixed deposits are effective from July 1, 2024.These rates are for FDs up to Rs 3 crore, as per information on the bank’s website quoted in an ET report. Senior citizens can secure the highest interest rate of 7.75% for tenures of 15 months to less than 18 months. Individuals can earn up to 7.2% on FDs with a tenure ranging from 15 months to 2 years.
| Tenure | With Premature Withdrawal | |
| General Citizen | Senior Citizen | |
| 7 to 14 Days | 3.00% | 3.50% |
| 15 to 29 Days | 3.00% | 3.50% |
| 30 to 45 Days | 3.50% | 4.00% |
| 46 to 60 Days | 4.25% | 4.75% |
| 61 to 90 Days | 4.50% | 5.00% |
| 91 to 120 Days | 4.75% | 5.25% |
| 121 to 150 Days | 4.75% | 5.25% |
| 151 to 184 Days | 4.75% | 5.25% |
| 185 to 210 Days | 5.75% | 6.25% |
| 211 to 240 Days | 5.75% | 6.25% |
| 241 to 270 Days | 5.75% | 6.25% |
| 271 Days to 300 Days | 6.00% | 6.50% |
| 301 Days to 330 Days | 6.00% | 6.50% |
| 331 Days to < 1 Year | 6.00% | 6.50% |
| 1 Year to 389 Days | 6.70% | 7.20% |
| 390 Days to < 15 Months | 6.70% | 7.20% |
| 15 Months to < 18 Months | 7.20% | 7.75% |
| 18 Months to 2 Years | 7.20% | 7.70% |
| 2 Years 1 Day to 3 Years | 7.00% | 7.50% |
| 3 Years 1 Day to 5 Years | 7.00% | 7.50% |
| 5 Years 1 Day to 7 Years | 6.90% | 7.40% |
| 7 Years 1 Day to 10 Years | 6.90% | 7.40% |
| 5Y (Tax Saver FD) | 7.00% | 7.50% |
Latest Ujjivan Small Finance Bank FD Rates:
Ujjivan Small Finance Bank has also revised its fixed deposit rates from July 1, 2024. The bank’s official website states that these rates apply to FDs of up to Rs 3 crore. Senior citizens can earn the highest rate of 8.75% on a 12-month tenure, while individuals can get up to 8.25% interest on the same tenure.
| Tenure | Interest Rate (p.a.) (Under ₹ 3 Crores) |
| 7 days to 29 days | 3.75% |
| 30 days to 89 days | 4.25% |
| 90 days to 179 days | 4.75% |
| 6 months to < 12 months | 7.00% |
| 12 months | 8.25% |
| 12 months 1day to 560 days(80 weeks) | 8.00% |
| 561 days to 990 days | 7.75% |
| 991 days to 60 months | 7.20% |
| 60 months 1 day to 120 months | 6.50% |
| Additional Interest Rate for Senior Citizens | 0.50% |
Latest Axis Bank FD Rates:
Axis Bank has updated its fixed deposit interest rates as of July 1, 2024. According to the bank’s website, these new rates are applicable for FDs of up to Rs 3 crore. The bank offers senior citizens the highest interest rate of 7.75% for FDs between 5 to 10 years, the ET report says. Individuals can earn up to 7.2% interest on FDs with a tenure of 17 months to less than 18 months.
Latest Punjab and Sind Bank FD Rates:
Punjab and Sind Bank has made changes to its fixed deposit rates starting from July 1, 2024. The bank offers a maximum interest rate of 7.80% for senior citizens for FDs with a tenure of 666 days. For individuals, the top interest rate available is 7.3% for the same tenure. The official bank website mentions that the revised FD rates are applicable for FDs of up to Rs 3 crore.
| Revised w.e.f. 01/07/2024 (% p.a.) | |
| Maturity | Fixed Deposit |
| Less than Rs.3 Cr | |
| 7 – 14 Days | 2.80(#) |
| 15 – 30 Days | 2.8 |
| 31 – 45 Days | 3 |
| 46 – 90 Days | 4.25 |
| 91 – 120 Days | 4.25 |
| 121-150 Days | 4.75 |
| 151 – 179 Days | 4.75 |
| 180 – 221 Days | 5.25 |
| 222 Days | 6.30($) |
| 223 – 269 Days | 5.25 |
| 270 – 332 Days | 5.5 |
| 333 Days | 7.15($) |
| 334-<1 Year | 5.5 |
| 1 Year | 6.3 |
| >1 Years – 443 Days | 6 |
| 444 Days | 7.25($) |
| 445 Days – 665 Days | 6 |
| 666 days | 7.3 |
| 667 Days-2 years | 6 |
| Above 2 years<998 days | 6.3 |
| 999 days | 6.65 |
| 1000 Days < 3 years | 6.3 |
| 3 years – 5 years | 6 |
| >5 years – 10 years | 6.25 |
Latest Bank of India FD Rates:
Bank of India has also updated its fixed deposit rates, effective from June 30, 2024, as stated on their website. The bank provides senior citizens with the highest interest rate of 7.80% for a tenure of 666 days. For individuals, the interest rate can go up to 7.3% for the same tenure.
| MATURITY (FOR NRE RUPEE TERM DEPOSITS, | FOR DEPOSITS OF LESS THAN RS.3 CR |
| MIN. TENOR IS 1 YEAR AND MAX. 10 YEARS) | REVISED W.E.F 30.06.2024 |
| 7 days to 14 days | 3 |
| 15 days to 30 days | 3 |
| 31 days to 45 days | 3 |
| 46 days to 90 days | 4.5 |
| 91 days to 179 days | 4.5 |
| 180 days to 210 days | 5.5 |
| 211 days to 269 days | 5.5 |
| 270 days to less than 1 year | 5.75 |
| 1 Year | 6.8 |
| Above 1 Year to less than 2 Years (except 666 Days) | 6.8 |
| 666 Days | 7.3 |
| 2 Years | 6.8 |
| Above 2 Years to less than 3 Years | 6.75 |
| 3 Years to less than 5 Years | 6.5 |
| 5 Years to less than 8 Years | 6 |
| 8 years & above to 10 Years | 6 |
