Maternity is one of the most incomparable wonders of life. It is empowering and beautiful, but sometimes maternity can get overwhelming for mothers. The journey of motherhood can have some bumps along the way. The support of your family is very important during this time but so is comprehensive Maternity Cover Insurance.
Rising medical inflation and increased hospitalization charges create financial hindrances for new parents. Thus, it becomes almost essential to have maternity cover insurance.
Maternity Cover Insurance Plan – JOY
Bring your baby into this world with JOY – Care’s maternity cover insurance plan. JOY is a special plan including health insurance and maternity coverage for mothers and their newborns. It ensures the right coverage for the mother and child with several important features. Maternity cover insurance covers all delivery-related expenses, whether it is a normal delivery or a cesarean.
It is available at an affordable premium and helps to reduce the stress and financial concerns of the couple. However, it does come with a waiting period, so it is advisable to get it in advance. This ensures that you are fully prepared and worry-free when your baby arrives.
JOY Maternity Insurance Plan – Benefits
Some benefits of maternity health insurance are listed below:
- Cashless Hospitalization – Cash doesn’t have to be paid during delivery.
- In-Patient Care – All your hospitalization expenses are covered so you can get complete in-patient care.
- Day Care – Maternity cover insurance by Care covers daycare treatments as well.
- Advanced Technology – All expenses for advanced treatments are covered.
- Cover for Newborn baby– Coverage doesn’t end with the delivery of the baby but extends to the first 90 days under health insurance for maternity coverage.
- Pre & Post Hospitalization Cover – All expenses pre-and post-hospitalization are covered.
- Single Private Room with AC – Under the policy, a single-private room with AC can be availed.
- Long Term Policy – With JOY you can get a long-term policy of upto 3 years without worrying about the pregnancy policy renewal.
- Discounts – You can get a premium discount of upto 10% while opting for a multi-year policy. This will reduce the premium amount and be easy on the pocket.
Best Time to Buy Maternity Insurance
Unlike other insurance policies, Health insurance with a maternity cover often comes with a waiting period so it is better to buy it beforehand. It is advisable to opt for it whenever you are ready and thinking of starting a family.
The waiting period of the Care Maternity Insurance Policy ranges from 9 months to 24 months, according to the plan you have selected. If you wish to be stress-free and calm during the period of maternity, you must buy maternity cover insurance ahead of time.
Maternity Health Insurance – Things to consider
The best way to plan for your finances during maternity is with maternity cover insurance. This exuberant life phase brings joy and love to the family. But it is also an overwhelming time both, emotionally and financially.
There are many maternity health covers available for you to choose from. It is vital to select the best one according to your needs. Here are some points you must keep in mind to help you decide the best insurance for you.
- Make sure your insurance gives you financial protection against various medical expenses and not only hospitalization expenses
- Keep an eye out for premium discounts you can avail of, such as a discount on a multi-year policy
- To have easy access to cashless hospitalization in a time of need make a list of network hospitals under your policy thoroughly
- You must look for benefits like the newborn baby cover, daycare procedures, and new-age treatments in your plan
- Read the policy documents carefully to understand the policy inclusions, exclusions, sub-limits, and waiting period
Buy Maternity Health Insurance Online
Now, JOY is only a few clicks away.
- Visit the official website for Care Insurance
- Get a Free Quote
- Select either Joy Today or Joy Tomorrow
- Enter details required
- Select Sum Insured
- Get the premium and secure yourself
You will receive the policy documents, number and e-card, on your registered email-id
